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Everyone is eligible to apply¹

Apply today for one of our industry leading products and services.

Exclusive discounts and member benefits

24/7 access backed by industry-leading security

85K Fee-Free² ATMs & Branch Locations

Build your financial future with PenFed

Access America Checking

Make the most of your money.

Auto Loans

Shift into drive with a great rate.

Free Checking

Get paid up to 2 days faster with direct deposit.

Credit Cards

Rewards from every day purchases.

Home Equity

Quickly and easily access the funds you need.

Home Loans

Low and no down payment options.

Why PenFed

Trusted partner

Working for you

Membership

24/7 Access

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Start saving and earning with PenFed

Dividends are compounded and credited monthly
Get our best-in-class products and build your future with us

Member Discounts

Enjoy benefits and discounts on all our products and loans.

Fee-Free ATM

Enjoy over 85,000 fee-free ATMs nationwide

About Us

Committed to helping you and your community.

Disclosures

¹To receive any advertised product, you must become a member of PenFed Credit Union.

²Free Checking, Access America Checking, and Complete Access Checking accounts receive unlimited ATM transactions (withdrawals, balance inquiries, transfers, and deposits) without a PenFed fee.