The ultimate destination to shop, finance and own your vehicle.
Whether you’re shopping for a new or used car, you can see your great rate in minutes with no impact to your credit score.1
With cash incentives and buyer’s bonuses, members save $3,231 on average off MSRP1 with PenFed’s Car Buying Service.
Take control of your car ownership journey with member-exclusive tools like GAP coverage, Vehicle Protection plans, and free access to RepairPal and Car Genius.
PenFed is one of the nation’s leading federal credit unions. We work for our members, not shareholders, backed by NCUA coverage up to $250,000. Membership is open and eligibility is broad.
NCUA insured up to $250,000 per account
Member-owned with open membership eligibility
Award-winning service and fast loan closings
As a member, you have access to exclusive discounts across auto, travel, home, finance, and more. Save on everyday expenses and major purchases with VIP member benefits.
Car buying services and automotive maintenance
Travel bookings and vacation planning discounts
Moving services and home improvement savings
Personal finance tools and retail partner offers
Enjoy competitive rates on auto loans, mortgages, and deposits that give you more back. Access 85,000+ fee-free ATMs at familiar locations, no or low fees on credit cards.
Enjoy fee-free Allpoint and Co‑op ATMs nationwide
Competitive rates on auto loans, mortgages, deposits
No or low fees on credit cards and accounts
Free credit score monitoring available anytime
We value our members and their financial well-being. Our member-service team is available six days a week to help guide you through your finances with personalized support.
Member service available six days each week
Online banking and mobile app for 24/7 access
Easy deposits without visiting a branch location
Deposit checks via app or cash at retail stores
PenFed supports the people and places around us through service, partnership, and programs that help communities thrive.
PENFED FOUNDATION
Since 2001, the PenFed Foundation has helped 150,000+ veterans and families transition to civilian life and find purpose.
PENFED PLAZA
On June 6, Paws on the Plaza brought our community together for a dog-friendly gathering of connection and wagging tails.
CHILDREN'S NATIONAL HOSPITAL
On May 18, PenFed volunteers supported a Children’s National book fair bringing patients and families together for literacy and joy.