To report errors with a wire transfer, or to request that we attempt to recall a wire transfer from the receiving institution, please contact us. If you are recalling a wire, PenFed will submit the request to the other institution, though we cannot guarantee that the funds will be returned.
Wire Transfer
You can use electronic wire transfers to quickly send money to another financial institution, including some foreign banks.
Sending a Wire Transfer
Gather the following information:
Wire recipient’s name and address
Receiving account number
Receiving financial institution’s routing (ABA) number or, for international wires, the institution’s SWIFT or Bank Identifier (BIC) number
Go to PenFed.org/contact-us and schedule a call—we’ll reach out to you at the time you choose to help send your transfer.
In the Subject, please specify if it is a domestic or international wire transfer
In the Description, please include the information you gathered in Step 1
For the Preferred Contact Method, choose Phone, enter your Phone Number, and select your Callback Time
See the Service Fees page for the current fees for sending wire transfers.
Receiving a Wire Transfer
To receive a wire transfer, the sender will need your complete account number and PenFed’s routing number (256078446). If the sender requires PenFed’s address, you can provide the following:
2930 Eisenhower Avenue |
If the sender needs more of our contact information, select the General Contacts tab on the Contact Us page to find our phone and fax numbers.
PenFed can receive international wires that do not require a SWIFT code. There is no fee when you receive a wire transfer.
Changing or Cancelling a Wire Transfer
To change or cancel a pending wire transfer, please contact us.
Reporting Errors or Recalling a Wire Transfer
Cut-off times
PenFed may establish cut-off times for the receipt and processing of funds transfer requests, amendments or cancellations. Payment orders, cancellations, or amendments received after the cut-off time may be treated as having been received on the next funds transfer business day.
Incoming cutoff: 3:30 central time
Outgoing Domestic cutoff: 3:00 central time
Outgoing International: 2:30 central time
If you would like to transfer funds to PenFed from another financial institution electronically, you may be able to do so, free of charge, via PenFed Online. Please visit the Transfer via ACH page for complete instructions.
For more information, download the International Wire Transfer Error Resolution and Cancellation Disclosure.
See the Service Fees page for the current fees for sending wire transfers.