Couples discussion on savings

Start saving and earning with PenFed

Earn Reg Share APY % APY on your PenFed Regular Savings account balances

Get our best-in-class products and build your future with us

Regular Savings benefits

Start your membership

A $5 savings deposit is all it takes to experience banking built for you.

PenFed mobile app

Enjoy our industry-leading mobile experience.

Easy funds transfer

It's your money. Access and transfer it when you need it.

New Login experience

Dividends are compounded and credited monthly

Earn on your savings from day one
Invest in yourself and see the results with each statement
Interest is compounded monthly and dividends are added monthly to your account

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Disclosures

APY (Annual Percentage Yield) is accurate as of FDIC Publish Date and is subject to change at any time. Fees may reduce earnings.

To open a membership Regular Savings Account online you must agree to electronic delivery of account opening disclosures and monthly statements.