• Find Your Real Estate Rewards

    Call 1-800-556-8077 to learn more. Get Started

    Real Estate Rewards could save you thousands of dollars in closing costs or waived origination fees on your mortgage. Real Estate Rewards are available on the following PenFed loans.

    Jumbo loans are also available; rates may differ.

    LOAN TYPE

    30-Year FixedConforming Loan

    EST. MONTHLY PAYMENT

    $1,193.54

    Payment examples for fixed rate loans on this page include estimated amounts for escrow items, such as property taxes and insurance. Example based on $250,000 loan.

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    LOAN TYPE

    15-Year FixedConforming Loan

    EST. MONTHLY PAYMENT

    $702.67

    Payment examples for fixed rate loans on this page include estimated amounts for escrow items, such as property taxes and insurance. Example based on $100,000 loan.

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    LOAN TYPE

    30-Year FixedHigh Balance

    EST. MONTHLY PAYMENT

    $2,822.28

    Payment examples for fixed rate loans on this page include estimated amounts for escrow items, such as property taxes and insurance. Example based on $450,000 loan.
    Mortgage loans are subject to a high-cost area loan limit, as set annually by the Federal Housing Finance Agency (FHFA). Loan amounts available up to county loan limits. Check HERA loan limits in your area.

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    LOAN TYPE

    15-Year Fixed High Balance

    EST. MONTHLY PAYMENT

    $3,080.64

    Payment examples for fixed rate loans on this page include estimated amounts for escrow items, such as property taxes and insurance. Example based on $450,000 loan.
    Mortgage loans are subject to a high-cost area loan limit, as set annually by the Federal Housing Finance Agency (FHFA). Loan amounts available up to county loan limits. Check HERA loan limits in your area.

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    LOAN TYPE

    15/15 ARM(Adjustable Rate Mortgage)

    Adjusts only once for
    the life of the loan

    EST. MONTHLY PAYMENT
    Month Rate APR PAYMENT*
    First 180 3.750% 3.797% $463.12
    Next 180 3.250% 3.797% $447.47

    *Payments shown do not include taxes or insurance, actual payments may be greater. Rates and offers are in effect as of February 28, 2017, for new applications only, for a limited time, and subject to change without notice. Example based on --- loan. Other restrictions apply. Rate is variable and can increase by no more than --- percentage points every 15 years (--- for this example). Since the index in the future is unknown, the First Adjustment Payments displayed are based on the current index plus margin (fully indexed rate) as of the date above.

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    LOAN TYPE

    5/5 ARM(Adjustable Rate Mortgage)

    Adjusts only once
    every 5 years

    EST. MONTHLY PAYMENT
    Month Rate APR PAYMENT*
    First 60 3.000% 3.547% $1,686.42
    Next 300 3.750% 3.547% $1,828.38

    *Payments shown do not include taxes or insurance, actual payments may be greater. Rates and offers are in effect as of February 28, 2017, offered for a limited time and subject to change without notice. Example based on --- loan. Other restrictions apply. Rate is variable and can increase by no more than 2 percentage points after the initial five year period and at each subsequent rate adjustment, with a lifetime maximum adjustment of ---% (--- for this example). Since the value of the index in the future is unknown, the First Adjustment Payments displayed are based on the current index plus margin (fully indexed rate) as of the date above.

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    Call 1-800-556-8077 to learn more. Get Started