Get the money you need today with low rates and fixed payments
Rates as low as % APR*
Check your rate with no credit impact†
How a Personal Loan can help you
Life's expenses
- Debt & credit card consolidation
- Home improvement
- Vacation planning
- Unexpected expenses
Flexible options
- Rates as low as
% APR*
- Terms up to 60 months
- Loans up to $50,000
No fees
- No application fee
- No origination fee
- No early payoff penalty
Life's expenses
- Debt & credit card consolidation
- Home improvement
- Vacation planning
- Unexpected expenses
Flexible options
- Rates as low as
% APR*
- Terms up to 60 months
- Loans up to $50,000
No fees
- No application fee
- No origination fee
- No early payoff penalty
What's the process?
Whats the process?
1. Check your rate
Get pre-qualified in just a few minutes with no impact to your credit score† .
2. Select from multiple pre-approved offers
Select flexible loan terms that work for you.
3. Receive your money in 1-2 business days after verification.
Receive your money as soon as the next day!
Disclosures
Rates and offers current as of and are subject to change.
*Your actual APR will be determined at the time of disbursement and will be based on your loan term and creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Other eligibility requirements may apply.
Loan Payment Example: A $ personal loan financed at rates as low as
% APR would amount to 36 monthly payments of approximately $
each.
†The initial inquiry will be a soft pull that will not affect your credit score. If you choose to initiate a loan application after checking your rates, you will be required to authorize a full credit report inquiry, which would be considered a hard pull and may affect your credit.
Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.