Life's big moments don't wait

Because a personal loan has a fixed rate, using a personal loan for large purchases usually makes more sense than using a credit card, which has a variable rate. An exception might be if you have a card with a low introductory interest rate that is lower than the personal loan rate. In that case, using your credit card might be better.
 

Additionally, credit card payments can vary from month to month, making it hard to save money and pay off your debt. Personal loans have fixed monthly payments, which means there will be no surprises on how much you owe each month.

To decide whether to use a medical loan or a payment plan or financing through your provider, compare the interest rate offered in both situations. Also see if the provider will charge any fees for the payment plan, and how long you would have to pay off the cost of the treatment. Then determine which option will be the lowest-cost option and has a payment amount you can manage.

If you're a student at an accredited institution, it might be better to consider a student loan. That's because you're generally not required to pay back your student loan — and you can often defer interest accrual — until after your academic program has completed.
 

A travel loan can be good for expenses that a student loan might not cover — such as flight tickets or expenses at your destination should you decide to depart early to get acclimated before your classes begin or extend your stay past your program's end date.

Yes. You can use your loan to fund recent, current, or future family planning needs.

If you've already charged some expenses using credit, you may want to use a credit card consolidation loan. However, if you still need more funds to make your dream wedding come true, you could use one personal loan for both your current debt and future expenses.