Affliated Business Arrangement Disclosure - PenFed Realty and PenFed Title

Affiliated Business Arrangement Disclosure

This is to give you notice that PenFed has a business relationship with PenFed Realty, LLC ("PFR") and PenFed Title, LLC ("PFT"). PFR is wholly owned by PenFed and this referral may provide PenFed a financial or other benefit.

Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for the purchase, sale, or refinance of the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

Provider/Settlement Service

PenFed Realty, LLC/Real Estate Commission

PenFed Title, LLC/Title Insurance and Closing

Company	Charge/Rate of Charges
PenFed Realty, LLC	Charges may range from 1% to 6% of the sales price plus $350.
PenFed Title, LLC Title Insurance	Varies by State $0.32 to $5.70 per thousand of loan amount $2.40 to $6.84 per thousand of sales price
PenFed Title, LLC Settlement Services	(Varies by State) Settlement Fee - $200 - $825 Title Examination Fee - $75 - $550 Document Preparation - $100 - $375 Recording Services - $50 - $200 Photocopies, miscellaneous - $35 - $200

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Affiliated Business Arrangement Disclosure

You are leaving PenFed.org and entering a third party Website that is not a part of Pentagon Federal Credit Union.

You are leaving PenFed.org and entering a third party site. PenFed Realty, LLC is wholly owned by PenFed and this referral may provide PenFed a financial or other benefit.

You are leaving PenFed.org and entering a third party Website.

You are leaving PenFed.org and entering a third party site. PenFed Title, LLC is wholly owned by PenFed and this referral may provide PenFed a financial or other benefit.