• Welcome to PenFed

    Where members do better.

    Information for transitioning High Plains Federal Credit Union members.

    Frequently Asked Questions  

    Not a High Plains Federal Credit Union Member?

    Click Here 

    Your New Account

    See what you will need to know about your account starting:

    November 1st

    Direct deposits and automatic transfers will go into your PenFed account(s).

    November 1st

    In order to set up future transfers between institutions, PenFed’s routing number is: 2560-7844-6. 

    November 2nd

    Begin using your Access America Checking checks, debit card, or ATM card with PIN.

    Questions? Call Member Service at 866-367-2921

    PenFed Products

    You now have access to all PenFed's great rates and innovative products.

    Auto LoansAuto Loans  
    AccessAmerica CheckingAccessAmerica Checking  
    Credit CardsCredit Cards  

    Auto Loans

    Any auto loans that you had prior to November 1, 2016, will remain the same with the exception of the account number, which will be included on your first PenFed statement.

    See all of our low-rate auto loans.  


    PenFed offers an innovative variety of fixed and adjustable rate mortgages. Explore buying or refinancing by clicking the button below.

    Learn more about our mortgage options.  

    Access America Checking

    If you had a High Plains Federal Credit Union checking account, PenFed checks will be sent to you in the weeks before November 1st. You can begin using your PenFed checks on November 2nd. Your last High Plains Federal Credit Union statement should be mailing in early November.

    Discover Access America Checking.  

    Credit Cards

    Current High Plains FCU credit cards will not convert to PenFed. The current credit card service provider will retain servicing of the accounts as they have in the past. Members are welcome to apply for a PenFed credit card.Learn more about all of our award-winning credit cards.