Direct Deposit allows your employer to deposit your pay directly into your account electronically.
Get paid up to 2 days early1 with direct deposit!
Have your paycheck or federal benefits automatically sent to your checking or savings account
Benefits
Setting up a direct deposit is the fastest and easiest way to get your paycheck or federal benefits automatically in your account.
Ways to enroll
- Provide your employer or paying agency with your PenFed account number and our routing number (256078446).
- Visit the Go Direct website at www.godirect.gov to sign up for direct deposit of your Social Security or other federal benefit payment.
FAQs
Once you set up direct deposit to your PenFed account, you don’t need to do anything else to get paid early!
Direct Deposit availability depends on when PenFed receives pay information from the payer. If your deposit doesn't arrive early, expect it to arrive on your scheduled payday.
Yes! Visit the Go Direct website at www.godirect.gov to sign up for direct deposit for your Social Security or other federal benefit payment.
Early availability is not guaranteed and may vary from pay to pay. Direct Deposit availability depends on when PenFed receives pay information from the payer. If your deposit doesn't arrive early, expect it to arrive on your scheduled payday.
There is no fee to get paid early.
Yes. You can set up alerts when you log in at penfed.org.
You can find your account number when you log in at:
PenFed.org:
Log in and select your account
Select "View account information"
A pop-up window will display your account number
Mobile App:
Log in and select your account
Select Manage Account
Account number displays at the top of page
More info can be found here.
Disclosures
1Early access to direct deposit is available for all PenFed members that set up a direct deposit with their employer or paying agency. Early direct deposit eligibility may vary between pay periods and timing of paying agency’s funding.