Contactless payments are accepted at millions of places around the world, including restaurants, grocery stores, and other retail locations.
Contactless payments
Use your contactless PenFed card or digital wallet for fast, safe, and secure payments.
Benefits
Contactless payments allow you to tap to pay with your contactless enabled PenFed credit card, debit card and digital wallet.
How it works
You can quickly pay merchants in-store without inserting or swiping your PenFed card – just look for Contactless Symbol and tap your card to pay or use your digital wallet.
Look: Look for the Contactless Symbol at checkout terminal.
Tap: Simply tap your contactless PenFed card or the device with your digital wallet app to the reader.
Done: Confirm the transaction and you are all set.
To learn more about adding your PenFed credit or debit card to your device’s digital wallet app, click here.
FAQs
No. The technology behind tapping to pay requires the merchant to initiate the payment and you must hold your device or card within 1 to 2 inches in order for a transaction to occur.
If you do not see the contactless payment symbol, insert your card into the checkout terminal to complete your purchase.
All PenFed cards offer protection from unauthorized use of your card or account information. While chip technology generates a one-time use code that's difficult to counterfeit, the account information may still be subject to compromise. Notify PenFed immediately of any unauthorized use and know you are protected with Visa's Zero Liability Policy±.
Disclosures
To receive any advertised product, you must become a member of PenFed Credit Union which includes opening a $5 PenFed savings account.
±Visa Zero Liability Policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa. Cardmembers must notify PenFed promptly of any unauthorized use.