• Welcome to PenFed

    Where members do better.

    Information for transitioning Alamo Federal Credit Union members.

    Frequently Asked Questions  

    Not an Alamo Federal Credit Union Member?

    Click Here 

    Your New Account

    See what you will need to know about your account starting:

    August 1st

    Direct deposits and automatic transfers will go into your PenFed account(s).

    August 1st

    In order to set up future transfers between institutions, PenFed’s routing number is: 2560-7844-6. 

    August 2nd

    Begin using your Access America Checking checks, debit card, or ATM card with PIN.

    Questions? Call Member Service at 866-367-2921

    PenFed Products

    You now have access to all PenFed's great rates and innovative products.

    Auto LoansAuto Loans  
    AccessAmerica CheckingAccessAmerica Checking  
    Credit CardsCredit Cards  

    Auto Loans

    Any auto loans that you had prior to August 1, 2016, will remain the same with the exception of the account number, which will be included on your first PenFed statement.

    See all of our low-rate auto loans.  


    Effective August 1, 2016
    Your First Mortgage Loan(s) will be transferred to PenFed effective August 1st. Until that date, please continue to make your payments to Alamo Federal Credit Union c/o CU Members Mortgage as usual. You will receive additional information about the transfer of your mortgage to PenFed in the coming weeks.

    Learn more about our mortgage options.  

    Access America Checking

    If you had an Alamo Federal Credit Union checking account, PenFed checks will be sent to you in the weeks before August 1st. You can begin using your PenFed checks on August 2nd. Your last Alamo Federal Credit Union statement should be mailing in early August.

    Discover Access America Checking.  

    Credit Cards

    For current credit cardholders, PenFed will issue you an award-winning credit card in September. Until then, your Alamo Federal Credit Union credit card will continue to work as it always has.Learn more about all of our award-winning credit cards.