• PENFED PLATINUM CASH REWARDS VISA® CARD

    PenFed Platinum Cash Rewards Visa

    PLUS FEATURES

    5%

    CASH BACK ONGas Purchases at the Pump**

    NO

    ANNUAL FEEor Foreign Transaction Fees

    How to Qualify for the Plus Card

    STANDARD CARD FEATURES

    3%

    CASH BACK ONGas Purchases at the Pump**

    Low

    ANNUAL FEEFirst Year $0 then $25
    NO FOREIGN TRANSACTION FEES
    $100 Bonus Statement Credit

    Additional Benefits

    How Much Cash Back Will I Earn?

    Calculate My Rewards

    OR
    $500/mo

    My Cash Rewards


    ANNUAL CASH BACK REWARDS


    MONTHLY CASH BACK REWARDS

    APPLY NOW
    Interest Rates and Interest Charges
    Annual Percentage Rate (APR) for Purchases and Cash Advances 10.24% to 17.99% when you open your account, based on your creditworthiness.* Your APR will vary with the market baed on the Prime Rate.
    APRs for Balance Transfers 0% promotional rate for 12 months on transfers made July 1, 2016 - September 30, 2016. After that, the APR for the unpaid balance and any new balance transfers will be 10.24% to 17.99% based on your creditworthiness and will vary with the market based on the Prime Rate. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval.
    Penalty APR and When It Applies 17.99% if your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable penalty APR. The penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.
    Annual Fee $25 - Standard Card
    $0 - Plus Card

    *Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate.

    Cardholders may sign up for Free electronic statement notification to avoid paying a $1.00 fee for mailed paper statements.

    Rate and offers current as of August 2016 and are subject to change. View pricing lists & cardholder agreements for Standard and Plus cards.

    **Cash advances, credit card checks, and balance transfers are excluded from earning cash rewards. Fuel purchases for airplanes and boats do not receive cash back rewards.

    ƚAccounts approved and issued from July 1, 2016 - September 30, 2016 will receive a $100 statement credit upon spending $1500 in purchase transactions within 3 months of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each account is eligible for 1 statement credit of $100. Please allow 4 weeks after spending $1500 to receive the statement credit.

     

    PENFED PLATINUM CASH
    REWARDS VISA® CARD

    PenFed Platinum Cash Rewards Visa 

    Interest Rates and Charges

    Annual Percentage Rate (APR) for Purchases and Cash Advances 10.24% to 17.99% when you open your account, based on your creditworthiness.* Your APR will vary with the market baed on the Prime Rate.
    APRs for Balance Transfers 0% promotional rate for 12 months on transfers made July 1, 2016 - September 30, 2016. After that, the APR for the unpaid balance and any new balance transfers will be 10.24% to 17.99% based on your creditworthiness and will vary with the market based on the Prime Rate. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval.
    Penalty APR and When It Applies 17.99% if your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable penalty APR. The penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.
    Annual Fee $25 - Standard Card
    $0 - Plus Card