• PENFED PROMISE VISA® CARD

    PenFed Promise Visa Card

    Low APR

    ON PURCHASESand cash advances

    Absolutely

    NO FEES
    $100 Bonus Statement Credit

    Additional Benefits

    PenFed Promise Cardholders must agree to receive all PenFed credit card statements electronically.

    Interest Rates and Interest Charges
    Annual Percentage Rate (APR) for Purchases and Cash Advances 10.24% to 17.99% when you open your account, based on your creditworthiness.* Your APR will vary with the market based on the Prime Rate.
    APRs for Balance Transfers 4.99% promotional rate for 12 Months on Balance Transfers made April 1, 2016 - June 30, 2016. After that, the APR for the unpaid balance and any new balance transfers will be 10.24% to 17.99% based on your creditworthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval.
    Penalty APR and When It Applies None

    *Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate.

    Rate and offers current as of April 2016 and are subject to change. View pricing lists & cardholder agreements

    ƚAccounts approved and issued from April 1, 2016 - June 30, 2016 will receive a $100 statement credit upon spending $1500 in purchase transactions within 3 months of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each account is eligible for 1 statement credit of $100. Please allow 4 weeks after spending $1500 to receive the statement credit.

    Promise Visa Cardholders must subscribe to our e-statement service for ALL active credit card accounts held with PenFed. PenFed is not affiliated with or endorsed by Upromise, Inc.

     

    PENFED PROMISE VISA® CARD

    PenFed Promise Visa Card 

    Interest Rates and Charges

    Annual Percentage Rate (APR) for Purchases and Cash Advances 10.24% to 17.99% when you open your account, based on your creditworthiness.* Your APR will vary with the market based on the Prime Rate.
    APRs for Balance Transfers 4.99% promotional rate for 12 Months on Balance Transfers made April 1, 2016 - June 30, 2016. After that, the APR for the unpaid balance and any new balance transfers will be 10.24% to 17.99% based on your creditworthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval.
    Penalty APR and When It Applies None