The PenFed Promise Card

PenFed upholds an unyielding commitment to bring you quality products with outstanding features. In this spirit, we created the new PenFed Promise Card that dares to combine the freedom of absolutely no fees with one of the lowest rates for purchases in the country!

A unique, smart, no-frills card that offers you exceptional value and PenFed’s proven service. That’s our Promise to you.

Our Promise Card features:

  • Absolutely no fees!
  • 7.49% APR introductory purchase APR for first 36 months ! After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
  • No-fee cash advances carry a 17.99% APR

Some restrictions apply: Promise Visa Cardholders must subscribe to our e-statement service for ALL active credit card accounts held with PenFed.


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Some restrictions apply: Promise Visa Cardholders must subscribe to our e-statement service for ALL active credit card accounts held with PenFed.

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